--- title: "United credit cards: all six welcome offers are worth applying for now" description: "Two offers are the highest TPG has seen, but Chase's rules and an authorized user requirement can change what you actually earn." url: https://travel.skoop.news/united-card-bonuses-best-ever-offers-on-2-of-the-personal-ca-25f037/ published: 2026-11-01T15:37:46.878312-05:00 modified: 2026-11-01T15:37:46.878358-05:00 section: "Travel" publisher: "skoop.news" language: en keywords: ["United", "United Club Card", "IHG One Rewards Platinum Elite", "United Explorer Card", "United Gateway Card", "United Quest Card", "Premier Silver", "PQP", "TPG", "Chase"] hashtags: ["#UnitedClubCard", "#IHGOneRewardsPlatinumElite", "#UnitedExplorerCard", "#Miles", "#travel"] image: https://thumb.wikimedia.org/wikipedia/commons/thumb/b/b3/Singapore_Changi_Airport_Terminal_4_%28165259%29.jpg/1280px-Singapore_Changi_Airport_Terminal_4_%28165259%29.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail --- # United credit cards: all six welcome offers are worth applying for now > Two offers are the highest TPG has seen, but Chase's rules and an authorized user requirement can change what you actually earn. Published 2026-11-01 · Updated 2026-11-01 · Travel, [skoop.news](https://skoop.news/) ## In brief - All six United credit cards currently have elevated welcome offers that meet TPG's threshold for when to apply, which matters to anyone weighing a United card. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) - The United Gateway Card welcome offer is 40,000 bonus miles after spending $1,000 in the first three months from account opening, with a $0 annual fee. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) - United miles can be redeemed for award flights on United and Star Alliance partners with no fuel surcharges. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) ## Why now is the time to look All six United credit cards currently have elevated welcome offers that meet TPG's threshold for when to apply, which matters to anyone weighing a United card. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) Two of those offers, on the entry-level and mid-tier personal cards, are the highest TPG has seen. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) This piece covers what each offer includes and what to check before you apply. ## The offers card by card The United Gateway Card welcome offer is 40,000 bonus miles after spending $1,000 in the first three months from account opening, with a $0 annual fee. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) The United Explorer Card has a $0 introductory annual fee in the first year and $150 each year thereafter. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) After an overhaul of United credit cards earlier in the year, The New United Quest Card is offering its best-ever welcome bonus. [[2]](https://www.cnbc.com/select/new-united-quest-card-100k-mile-welcome-bonus/) The card offers up to 8X miles on United purchases and includes $200 in United TravelBank cash that can be used to book United or United Express flights. [[2]](https://www.cnbc.com/select/new-united-quest-card-100k-mile-welcome-bonus/) The Quest Card also helps with status. You can earn up to 18,000 PQPs per calendar year through spending, at 1 PQP per $20 spent. [[2]](https://www.cnbc.com/select/new-united-quest-card-100k-mile-welcome-bonus/) For comparison, Premier Silver status requires 5,000 PQP and Premier 1K requires 28,000 PQP. [[2]](https://www.cnbc.com/select/new-united-quest-card-100k-mile-welcome-bonus/) TPG values the United Club Card welcome bonus at up to $1,200, including miles from adding an authorized user. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) The card has a $695 annual fee and includes complimentary IHG One Rewards Platinum Elite status. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) ## What the miles buy United miles can be redeemed for award flights on United and Star Alliance partners with no fuel surcharges. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) The exact value of United MileagePlus miles may vary because United uses dynamic pricing on reward flights. [[2]](https://www.cnbc.com/select/new-united-quest-card-100k-mile-welcome-bonus/) ## What it means for you Chase issues United's cobranded cards, so Chase's application rules apply. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) Eligibility for these offers may be affected by recent account openings due to the 5/24 rule, so check your recent openings before you apply. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) Some United card bonuses require adding an authorized user to reach the maximum advertised value. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) That applies to the United Club Card figure of up to $1,200, which includes miles from adding an authorized user. [[1]](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) ## Sources 1. [United card bonuses: Best-ever offers on 2 of the personal cards](https://thepointsguy.com/credit-cards/united-cards-sign-up-offers/) — The Points Guy 2. [For United flyers, The New United Quest Card is offering its best-ever 100,000-mile welcome bonus](https://www.cnbc.com/select/new-united-quest-card-100k-mile-welcome-bonus/) — CNBC Image: Photo (illustrative): Moheen Reeyad / Wikimedia Commons, CC BY-SA 4.0 (https://commons.wikimedia.org/wiki/File:Singapore_Changi_Airport_Terminal_4_(165259).jpg) --- Written from the sources above and checked twice (rules and an independent model) before publishing. How we work: https://skoop.news/how-we-work/ · Corrections: https://skoop.news/corrections/